Knowledge Center

Explore Ravenswood's policies & procedures, training resources, and educational materials in our comprehensive Knowledge Center.

  • Understanding Title Vesting

    What is Vesting and When Does Vesting Change? Vesting is the way property owners hold title to their real estate. Owners can hold title in different ways depending on their…

  • Title Commitment Effective Date

    What is an effective date on a title commitment and what does it represent? The title commitment is the title company’s promise to issue a title insurance policy to the…

  • How a property title search works

    A property title acts as legal certification that outlines the ownership details of an asset and defines the rights of the owner. When purchasing a large asset, such as a…

  • Guidelines for Paying Off HELOCs

    To ensure smooth closings, a payoff letter is needed A Home Equity Line of Credit (HELOC) is unique in that it is not an installment loan paid off with regularly…

  • What is Title Insurance?

    We’re all familiar with various types of insurance; health, auto and life insurance come quickly to mind. But there’s another type of insurance that, though you may only use it…

  • Witness Requirements by State

    Witness requirements during notarization of closing documents vary by state. When a closing involves a property in one of the states below, you MUST communicate the respective witness requirements to your borrower before the…

  • What is a title company and what does it do?

    The home-buying process can be arduous and stressful. And just when you think you’re at the finish line, you’re told that you will need a title company to help close…